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Gift cards make excellent presents that create some fun anticipation about shopping and help you get exactly the items you're looking for.

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Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial.

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Everyone wants to give gifts that their recipients absolutely love — but what if you're not exactly sure what your giftee would like or you want to gift them a useful service instead of a physical present?

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